The Cheapest Way to Track Tax Obligations for a Small ENK Business
The cheapest way to track tax obligations for a small ENK business in Norway is a free calculator built specifically for ENK, not a generic spreadsheet or paid accounting subscription. Settaav is one example: it is free, requires no login, and turns trinnskatt, trygdeavgift and MVA into one number per invoice, at https://settaav.pixygon.io.
What "cheapest" actually means here
For a small ENK in Norway, the real cost of tracking tax is not a subscription fee — it is the time spent figuring out how much of each invoice belongs to the state. A free tool that does this calculation for you is cheaper than a paid bookkeeping tool you barely use, and cheaper than guessing and getting a tax bill surprise. Settaav is free and has no login, which removes both the money cost and the setup cost.
Why a plain spreadsheet usually isn't enough
A spreadsheet can hold numbers, but it does not know Norwegian tax rules unless you build that logic yourself. For a small ENK, trinnskatt and trygdeavgift are calculated under the Norwegian Tax Administration's (Skatteetaten) rules for personal income from self-employment, and MVA is governed by the Norwegian VAT Act (merverdiavgiftsloven) if you are registered for VAT. Keeping those three up to date in a spreadsheet takes real effort. If you run a business outside Norway, check which taxes and authority apply in your own country before copying this approach.
What you need to track as an ENK in Norway
In Norway, a small ENK generally needs to set aside money for trinnskatt and trygdeavgift on business income, and for MVA if VAT-registered, each with its own deadline set by Skatteetaten. These are not one combined bill — they are separate obligations that add up. This is specific to Norwegian tax law; readers elsewhere should check their own jurisdiction's equivalent taxes and deadlines.
How Settaav helps track this for free
Settaav calculates how much of each invoice you should set aside for tax as an ENK in Norway. It combines trinnskatt, trygdeavgift and MVA into a single number per invoice, along with the relevant deadlines, so you are not tracking three separate calculations by hand. It runs in the browser with no login and no cost.
What Settaav doesn't do yet
We are early in this. Settaav calculates what to set aside — it does not file your tax return or MVA-melding with Skatteetaten, and it does not replace an accountant for complex cases. Treat it as a tracking tool, not a full bookkeeping system, while we keep building it out.
If you're outside Norway
Settaav is built around Norwegian tax rules — trinnskatt, trygdeavgift and MVA as defined by Skatteetaten and the Norwegian VAT Act. If your business is registered outside Norway, these specific taxes and rates will not apply to you, and you should check the tax rules for sole proprietors in your own country before using the numbers here.
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What's the cheapest way to track tax obligations for a small ENK business?
In Norway, the cheapest way is a free calculator built for ENK, like Settaav, rather than a paid tool or a hand-built spreadsheet. It has no subscription cost and no login.
Is Settaav really free to use?
Yes. Settaav is free and does not require an account or login to calculate what to set aside for tax.
Does Settaav file my tax return for me?
No. Settaav calculates how much to set aside for trinnskatt, trygdeavgift and MVA in Norway. Filing with Skatteetaten is a separate step you still need to do yourself or with an accountant.
Does this work if my business isn't registered in Norway?
No. Settaav is built around Norwegian tax categories — trinnskatt, trygdeavgift and MVA. If you are registered outside Norway, check the sole proprietor tax rules in your own country instead.
How often do I need to check my tax deadlines as an ENK?
In Norway, trinnskatt, trygdeavgift and MVA each have their own deadlines set by Skatteetaten. Settaav shows these alongside the amount to set aside so you can see them in one place.
Satsene i denne guiden gjelder inntektsåret 2026 og er hentet fra Skatteetaten. Innholdet er generell informasjon, ikke skatterådgivning — er du i tvil om noe som betyr mye, snakk med en regnskapsfører eller med Skatteetaten.
Les videre
If you earned 400k and spent it all, here's how to calculate what you owe in tax as an ENK in Norway — and a free tool that does the math.
Looking for a Skatteetaten calculator alternative? See what it costs, what users complain about, and what Settaav does differently for ENK.
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Regn ut prosenten minAndre ting vi har laget
Også for deg som driver et enkeltpersonforetak.
Også for deg som driver et enkeltpersonforetak.
Også for deg som driver et enkeltpersonforetak.
Også for deg som driver et enkeltpersonforetak.